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Things to Avoid after Applying for a Mortgage [INFOGRAPHIC]

Reasons to Hire a Real Estate Professional [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table.
  • Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you don’t unintentionally jeopardize your application.
  • The best plan is to fully disclose your intentions with your lender before you do anything financial in nature.

Posted in: Sedona real estate Tagged: Sedona homes

Why Right Now May Be the Time to Sell Your House

Why Right Now May Be the Time to Sell Your House | Simplifying The Market

The housing market made an incredible recovery in 2020 and is now positioned for an even stronger year in 2021. Record-low mortgage interest rates are a driving factor in this continued momentum, with average rates hovering at historic all-time lows.

According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR), buyer demand across the country is incredibly strong. That’s not the case, however, on the supply side. Seller traffic is simply not keeping up. Here’s a breakdown by state:As the maps show, buyer traffic is high, but seller traffic is low. With so few homes for sale right now, record-low inventory is creating a mismatch between supply and demand. read more

Posted in: Sedona real estate Tagged: Sedona homes

Will Forbearance Plans Lead to a Tsunami of Foreclosures?

Will Forbearance Plans Lead to a Tsunami of Foreclosures? | Simplifying The Market

At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put into place forbearance plans to allow homeowners to remain in their homes without making their monthly mortgage payments. Today, almost three million households are actively in a forbearance plan. Though 29.4% of those in forbearance have continued to stay current on their payments, many have not.

Yanling Mayer, Principal Economist at CoreLogic, recently revealed:

“A distributional analysis of forborne loans’ payment status reveals that more than one third (39.1%) of all forborne loans are now 150+ days behind payment, while as many as 1-in-4 (25.5%) are 180+ days past due.” read more

Posted in: Sedona real estate Tagged: Sedona homes

4 Reasons People Are Buying Homes in 2021

4 Reasons People Are Buying Homes in 2021 | Simplifying The Market

According to many experts, the real estate market is expected to continue growing in 2021, and it’s largely driven by the lasting impact the pandemic is having on our lifestyles. As many of us spend extra time at home, we’re reevaluating what “home” means and what we may need in one going forward.

Here are 4 reasons people are reconsidering where they live and why they’re expecting to buy a home this year. 

1. Record-Low Mortgage Interest Rates

In 2020, the average interest rate for a 30-year fixed mortgage hit a record low 16 times, continuing to fall further below 3%. According to Freddie Mac, the average 30-year fixed interest rate today is 2.65%. Many wonder how low these rates will go and how long they’ll last. Len Keifer, Deputy Chief Economist for Freddie Mac, advises: read more

Posted in: Sedona real estate Tagged: Sedona homes

What Does 2021 Have in Store for Home Values?

What Does 2021 Have in Store for Home Values? | Simplifying The Market

According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months. The dramatic rise was brought about as the inventory of homes for sale reached historic lows at the same time buyer demand was buoyed by record-low mortgage rates. As CoreLogic explained:

“Home price growth remained consistently elevated throughout 2020. Home sales for the year are expected to register above 2019 levels. Meanwhile, the availability of for-sale homes has dwindled as demand increased and coronavirus (COVID-19) outbreaks continued across the country, which delayed some sellers from putting their homes on the market. read more

Posted in: Sedona real estate Tagged: Sedona homes

Reasons to Hire a Real Estate Professional [INFOGRAPHIC]

Reasons to Hire a Real Estate Professional [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • Choosing the right real estate professional to work with is one of the most important decisions you can make in your homebuying or selling process.
  • The right agent can explain current market conditions and break down exactly what they mean for you.
  • If you’re considering buying or selling a home this year, let’s connect so you can work with someone who has the experience to answer all of your questions about pricing, contracts, negotiations, and more.

Posted in: Sedona real estate Tagged: Sedona homes

Is This the Year to Sell My House?

Is This the Year to Sell My House? | Simplifying The Market

If one of the questions you’re asking yourself is, “Should I sell my house this year?” consumer sentiment about selling today should boost your confidence in the right direction. Even with the current health crisis that continues to challenge our nation, Americans still feel good about selling a house. Here’s why.

According to the latest Home Purchase Sentiment Index from Fannie Mae, 57% of consumer respondents to their survey indicate now is a good time to buy a home, while 59% feel it’s a good time to sell one: read more

Posted in: Sedona real estate Tagged: Sedona homes

The Importance of Home Equity in Building Wealth

The Importance of Home Equity in Building Family Wealth | Simplifying The Market

Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted:

“Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through the creation of equity…Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.” read more

Posted in: Sedona real estate Tagged: Sedona homes

Why Not to Wait Until Spring to Make a Move

Why Not to Wait Until Spring to Make a Move | Simplifying The Market

The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Here’s a dive into some of the biggest wins for homebuyers this season.

1. Mortgage Rates Are Historically Low

In 2020, mortgage rates hit all-time lows 16 times. Continued low rates have set buyers up for significant long-term gains. In fact, realtor.com notes: read more

Posted in: Sedona real estate Tagged: Sedona homes

3 Must-Do’s When Selling Your House This Year

3 Must-Do’s When Selling Your House This Year | Simplifying The Market

It’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what’s to come, we can still have deep sentimental attachments to the home we’re leaving behind. Growing emotions can help or hinder a sale depending on how we manage them.

When it comes to the bottom line, homeowners need to know what it takes to avoid costly mistakes when it’s time to move. Being mindful and prepared for the process can help you stay on the right track when selling your house this year. read more

Posted in: Sedona real estate Tagged: Sedona homes

Here’s to a Wonderful 2021!

Here's to a Wonderful 2021! | Simplifying The Market

Posted in: Sedona real estate Tagged: Sedona homes

Four Expert Views on the 2021 Housing Market

Four Expert Views on the 2021 Housing Market | Simplifying The Market

The housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect real estate to continue showing such promise? Here’s what four experts have to say about the year ahead.

Lawrence Yun, Chief Economist, National Association of Realtors (NAR)

“In 2021, I think rates will be similar or modestly higher, maybe 3%…So, mortgage rates will continue to be historically favorable.”

Danielle Hale, Chief Economist, realtor.com

“We expect sales to grow 7 percent and prices to rise another 5.7 percent on top of 2020’s already high levels.” read more

Posted in: Sedona real estate Tagged: Sedona homes

Why Selling Your House on Your Own in 2021 Is a Mistake

Why Selling Your House on Your Own in 2021 Is a Mistake | Simplifying The Market

There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process. If you’re considering selling on your own, known in the industry as a For Sale By Owner (FSBO), it’s critical to consider the following items.

1. Your Safety Is a Priority

Your safety should always come first, and that’s more crucial than ever given the current health situation in our country. When you FSBO, it is incredibly difficult to control entry into your home. A real estate professional will have the proper protocols in place to protect not only your belongings but your health and well-being too. From regulating the number of people in your home at one time to ensuring proper sanitization during and after a showing, and even facilitating virtual tours, real estate professionals are equipped to follow the latest industry standards recommended by the National Association of Realtors (NAR) to help protect you and your potential buyers. read more

Posted in: Sedona real estate Tagged: Sedona homes

More Generations Are Living Under One Roof This Year

More Generations Are Living under One Roof This Year | Simplifying The Market

This year challenged us to reprioritize everything – from the way we use our time to where we work, how we socialize and gather together, and our needs at home. For many, this also meant making decisions about how to best support and engage with our extended families, near and far.

In some cases, we weren’t able to see our relatives and loved ones who were living in senior facilities. In others, maybe older children moved back home. Jessica Lautz, Vice President of Demographics and Behavioral Insights for the National Association of Realtors (NAR), says: read more

Posted in: Sedona real estate Tagged: Sedona homes

Why It’s Important to Price Your House Right Today

Why It’s Important to Price Your House Right Today | Simplifying The Market

Even in today’s sellers’ market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase by 4.5% in 2021. This means experts anticipate home values will continue climbing next year. Danielle Hale, Chief Economist for realtor.com, notes:

“We expect price gains to ease somewhat in 2021 and end 5.7% above 2020 levels, decelerating steadily through the spring and summer, and then gradually reaccelerating toward the end of the year.” read more

Posted in: Sedona real estate Tagged: Sedona homes

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Susan Deierling Team

Sedona AZ Real Estate BrokerSusan Deierling, CRS, ABR
Assoc. Broker
Sedona AZ
(928) 301-4949 mobile/text/VM
susan@susanandtroy.com

Sedona AZ Real Estate BrokerTroy Deierling, CRS, ABR
Realtor
Sedona AZ
(928) 202-0700 mobile/text/VM troy@susanandtroy.com

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Recent News!

  • Things to Avoid after Applying for a Mortgage [INFOGRAPHIC]
    January 15, 2021
    Some Highlights There are a few key things to make sure you avoid after applying for a mortgage to […]
  • Why Right Now May Be the Time to Sell Your House
    January 14, 2021
    The housing market made an incredible recovery in 2020 and is now positioned for an even stronger […]
  • Will Forbearance Plans Lead to a Tsunami of Foreclosures?
    January 13, 2021
    At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put […]
  • 4 Reasons People Are Buying Homes in 2021
    January 12, 2021
    According to many experts, the real estate market is expected to continue growing in 2021, and it’s […]
  • What Does 2021 Have in Store for Home Values?
    January 11, 2021
    According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by […]

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  • Camp Verde
  • Clarkdale
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Sedona Real Estate News

  • Things to Avoid after Applying for a Mortgage [INFOGRAPHIC]
    January 15, 2021
    Some Highlights There are a few key things to make sure you avoid after […]
  • Why Right Now May Be the Time to Sell Your House
    January 14, 2021
    The housing market made an incredible recovery in 2020 and is now […]
  • Will Forbearance Plans Lead to a Tsunami of Foreclosures?
    January 13, 2021
    At the onset of the economic disruptions caused by the COVID pandemic, the […]
  • 4 Reasons People Are Buying Homes in 2021
    January 12, 2021
    According to many experts, the real estate market is expected to continue […]
  • What Does 2021 Have in Store for Home Values?
    January 11, 2021
    According to the latest CoreLogic Home Price Insights Report, nationwide […]

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160 Roca Roja Rd $139,000

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RE/MAX Sedona
1165 W AZ-89A, Sedona, AZ
(928) 301-4949 Susan
(928) 202-0700 Troy

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